Floodplain Management

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The Floodplain Management staff manage all matters relating to FEMA’s Community Rating System and public information about floodplain management.

Contact Information: (727) 942-5604, 324 East Pine St, Fax (727) 943-4651, Email: floodinfo@ctsfl.us
See below for documents and informational bulletins..

Link to Tarpon Springs Floodplain Management Ordinance
Flood Prevention Planning Questionnaire
Pinellas County Flood Map Service
Navigation Chart of Local Channels

ELECTRONIC PLAN REVIEW – Beginning November 1, 2021 – Electronic Plan Review Trial Phase to Commence
City Staff have been implementing and testing new electronic plan review software that will allow applications to be submitted digitally through an online portal. This new application submission process will be a more efficient method for routing plan review to departments simultaneously allowing for shorter review time periods. We will post instructions on how to navigate electronic submittal through this new system soon. Watch this space for further details and upcoming announcements.

Upcoming Training Opportunities

  • Risk Rating 2.0 – Equity in Action
    Every Wednesday through November 3, 2021 – 1 – 3 pm ET
    FEMA is conducting a webinar series to introduce the new flood insurance rating system known as Risk Rating 2.0, Equity in Action. This is a four-part series of briefings offered on a rotating schedule that will introduce the fundamentals of Risk Rating 2.0 and the details of the rating methodology. Up to 8 ASFPM CFM CECs are available by attending all four parts.
    Schedule of training sessions


    • Oct 20: Methodology 1, Premium calculation variables
    • Oct 27: Methodology 2, Mitigation Credits and other variables
    • Nov 3: Methodology 3, Transition of policies, use cases, and examples

City of Tarpon Springs CRS Rating
The City of Tarpon Springs is pleased to announce an improved classification in our CRS (Community Rating System) rating. We have improved from a category 7 which previously offered you a 15% reduced rate on your flood insurance premium in the SFHA (Special Flood Hazard Area) and a 5% reduced rate in the non-SFHA areas to a category 6 which now affords you a 20% reduced rate on your flood insurance premium in the SFHA and 10% reduced rate in non-SFHA areas. The City works very hard for its citizens so they can receive benefits such as these so please contact your insurance agent to be sure you are receiving the discount that you so well deserve.  Visit the Pinellas County Map Service Center for FEMA FIRM map updates.

The new Elevation Certificate is now posted to the FEMA website and is effective immediately, February 21st. Per FEMA requirements, all ECs signed and sealed on February 21, 2020 or later must be completed using this new form, even if draft versions were previously submitted using the old expired form. Unfortunately, this does mean that any ECs received using the old form must be rejected by communities as February 21, 2020 and resubmitted using this new form. Download the latest form and instructions at www.fema.gov/media-library/assets/documents/160.

For more information about the City’s Floodplain Management program, please contact Megan Araya, CFM at maraya@ctsfl.us

The Program for Public Information (PPI) was introduced by the Federal Emergency Management Agency (FEMA) as a new planning tool to provide a step-by-step coordinated approach to flood hazard outreach. Pinellas County followed this approach while developing the Pinellas County Program for Public Information (PPI). For all information about PPI, please visit Pinellas County’s website http://www.pinellascounty.org/flooding/ppi.htm Tarpon Springs is a proud partner of the PPI and will use this space to keep our citizens up to date with meeting information and documents.

The National Flood Insurance Program (NFIP) Elevation Certificate (EC) (FEMA form 086-0-33) is an administrative tool of the NFIP which is to be used to provide elevation information necessary to ensure compliance with community floodplain management ordinances, to determine the proper insurance premium rate, or support a request for a Letter of Map Amendment (LOMA) or a Letter of Map Amendment based on fill (LOMR-F).

Click Here for a Link to FEMA Elevation Certificate Training Videos

The videos contained in the playlist are:

  1. How To Fill Out Section A For CRS Purposes
  2. How to Fill Out Section B For CRS Purposes
  3. How to Fill Out Section C & D For CRS Purposes
  4. How to Fill Out Section E & F For CRS Purposes
  5. How to Fill Out Section G For CRS Purposes
  6. General Issues, Part 1
  7. General Issues, Part 2
  8. How To Correct an EC

The Homeowners Flood Insurance Affordability Act of 2014 repeals and modifies certain provisions of the Biggert-Waters Flood Insurance Reform Act, which was enacted in 2012, and makes additional program changes to other aspects of the program not covered by that Act. Many provisions of the Biggert-Waters Flood Insurance Reform Act remain and are still being implemented.

The Biggert-Waters Flood Insurance Reform Act of 2012 is a law passed by Congress and signed by the President in 2012 that extends the National Flood Insurance Program (NFIP) for five years, while requiring significant program reform. This document provides a timeline of significant changes to the program as well as who is affected by them, what will happen, and why it is changing.

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners, renters, and businesses and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. For more information, visit www.FloodSmart.gov.

Private Provider Notice

Private Provider Plan Compliance Affidavit

Private Provider in Special Flood Hazard Area (SFHA)

FEMA Memo on Affidavits

The DEM State Floodplain Management Office has received inquiries regarding use and acceptance of private providers for building in special flood hazard areas. The FBC, Building Chapter 1 specifically does not extend that authority to the flood load and flood resistant construction requirements in Sec. 105.14 exception, and Sec. 107.6.1. The above memorandum, co-signed by Jason Hunter, FEMA Region IV, explains the origin of those FBC provisions and FEMA’s expectations based on the NFIP regulations.

Despite the submission of an affidavit authorized by B107.6, the building official must review plans for compliance with the flood provisions and issue permits and perform inspections to ensure compliance with the flood provisions. Under the NFIP, the community is responsible for ensuring compliance. *The original proposal (SP5255) included both Section 107.6.1 and Section 117; the exception to Section 105.14 was added to proposal CA5082) by amendments for consistency. Please contact (850) 815-4556 or floods@em.myflorida.com if you have questions about the flood provisions in the FBC or FBC-coordinated floodplain management regulations.

What is substantial improvement?

Substantial improvement, as defined in 44 CFR § 59.1, means any reconstruction, rehabilitation, addition, or other improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure before the start of construction of the improvement. The term includes structures that have incurred “substantial damage,” regardless of the cause of damage and regardless of the cost of repair work actually performed. However, the term does not include: • Any project for improvement of a structure to correct existing violations of State or local health, sanitary, or safety code specifications that have been identified by the local code enforcement official, and that are the minimum necessary to ensure safe living conditions, or • Any alteration of a “historic structure,” provided that the alteration will not preclude the structure’s continued designation as a “historic structure.” Be sure to check the State and community’s floodplain management regulations and building codes to determine whether any local requirements are more restrictive than the NFIP minimum requirements. Some communities modify the substantial improvement requirements in one of two ways: adopting a lower threshold than 50 percent (such as 40 percent or 30 percent) or tracking costs of improvements and costs of repairs over a specific period, referred to as “cumulative substantial improvement.” Some communities adopt more restrictive requirements that affect the design of buildings, such as requiring elevation higher than the NFIP minimum elevation, which is the base flood elevation (BFE).

Substantial Improvement / Substantial Damage Desk Reference FEMA P-758 / May 2010 (Link https://www.fema.gov/sites/default/files/2020-07/fema_nfip_substantial-improvement-substantial-damage-desk-reference.pdf)

 Answers to Questions About Substantially Improved / Substantially Damaged Buildings FEMA 213 /  August 2018 (Link https://www.fema.gov/sites/default/files/2020-07/fema_p213_08232018.pdf)